Spot Injury Coverage
Our policy can pay up to $25,000 of your medical bills with a $0 deductible—so you can get back to the mountain faster than ever.
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Our policy can pay up to $25,000 of your medical bills with a $0 deductible—so you can get back to the mountain faster than ever.
Accidental Medical Expense Coverage
Accidental Death or Dismemberment
Heart and Circulatory Benefit
Deductible
Spot's plan covers costs from your doctor-recommended treatment plan up to $25,000 for any covered physical injury as long as it is carried out by a licensed medical professional whether you have health insurance or not. If you do have existing health insurance, Spot helps bridge the gap by covering your out-of-pocket expenses.
All you have to do is log in to your account to report your accident at myaccount.getspot.com so we can verify your policy information. You can do this even if you haven't received treatment or bills yet. Then, once you get your first bill or Explanation of Benefits, you can file a claim.
No, Spot is not health insurance. Spot's plan provides coverage for reimbursement of medical bills incurred for injuries stemming from accidents. As much as we’d like to help you with your stomach flu (drink plenty of fluids!), that's just not our thing. General illness and sickness are not included in your policy coverage.
General illness, pre-existing conditions, overuse injuries (wear and tear), and chronic sickness are not included in your policy coverage. Spot only covers accidental injuries that happen while you're participating on the mountain when you’re using your pass.
