Ikon Pass // Destinations

Spot Injury Insurance

Our policy pays up to $25,000 of your medical bills with $0 deductible—so you can get back to shredding faster than ever. The policy costs $64 for the entire season or $6.50 for daily coverage.

Yep, you’re covered anytime you’re on the mountain.

Chat with us to file a claimPurchase Coverage

Every day. Every run.

Coverage Overview


Accident Medical Expense Coverage


Accidental Death or Dismemberment


Heart and Circulatory



Who is covered?

Pass or ticket holders who have paid their premium for Spot Injury Insurance. Coverage only available for US citizens, permanent residents, and valid temporary work visas

What activities are covered?

Skiing, snowboarding, or mountain biking.

When are you covered?

Anytime you’re using your pass.

Where are you covered?

Wherever you can use the lift-access product you purchased insurance with.

Learn More


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Get Spot

You can purchase Injury Insurance for your Ikon Pass through the Ikon Pass website when you purchase your pass. Already have your pass? Call the Customer Support Center at 888-365-IKON to purchase Injury Insurance. If you haven't received a confirmation email, please contact Spot Customer Success.
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We’ve got you covered.

Looking for Pass Protection? Click here to learn how to get reimbursed if you can no longer use your pass due to an unforeseen event.

© 2023 Spot Insurance Inc. All rights reserved. Alterra Mountain Company is the policyholder for Accident Insurance that covers All registered, ski and snowboard participants of Alterra Mountain Company’s Ikon Pass participating in activities sponsored or supervised by the policyholder for whom annual/season premium has been paid. Coverage is subject to the terms conditions and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Life By Spot Companies Inc.

Spot Insurance Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com. For general inquiries, email spot@getspot.com
© 2023 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701