Ikon Pass

Spot Pass Protection

Our policy provides reimbursement for the prepaid, non-refundable cost of a ski pass less any refunds issued when you cancel your pass due to a covered unforeseen reason.

Yep, your pass and your prepaid lift tickets are covered.

Every shred. Every time.

Pass Protection Overview


of your money back before the season begins. Prorated thereafter.

Who is covered?

If you purchased Pass Protection at checkout or through the contact center, you’re covered.

What is covered?

Your pass and prepaid lift tickets.

When are you covered?

You’re covered if you have to cancel your pass due to unforeseen events like family emergencies or sickness.

Learn More

Interested in the nitty-gritty? Here’s more detail.

Who is covered by Spot Pass Protection?

Pass holders who purchased Spot Pass Protection at checkout or through the call center. This is an optional benefit available for pass holders.

Total costs of Spot Pass Protection

Spot Pass Protection costs 7% of the pass price. Pass insurance is 5.027% of the pass price and technology fees are 1.973%.

Inclusions of Spot Pass Protection

Season pass cancellation or interruption for listed unforeseen covered events including:

• Your or a family member's death, sickness, or injury.

• Your primary place of residence is made uninhabitable due to a natural disaster, vandalism, or burglary.

• Your current employer requires you to transfer 100 miles or more away from your principal residence

• Revocation of your previously granted military leave or re-assignment. Official written notice of the revocation or re-assignment by a supervisor or commanding officer of the appropriate branch of service will be required.

• You are involuntarily terminated or laid off from your employment. The termination notice must occur at least thirty (30) days after your cancellation effective date. You must have been an active employee with the same employer for at least one (1) continuous year. This provision is not applicable to temporary or seasonal employment, independent contractors, freelancer, or self-employed persons.

• Normal Pregnancy. The date of conception, as verified by medical records, must occur after the effective date for the policy (Added for products sold on or after March 6, 2023; Excludes NY and WA residents)

Check your state's policy for full list of inclusions.

Exclusions of Spot Pass Protection

Pre-existing medical conditions. If you have been actively treating for an injury during the 60 days prior to purchasing your pass protection and your claim is based on this injury, your claim will likely not be approved.  

Voluntary work status changes. This includes voluntary transfers, voluntary layoffs, accepting a position at a new employers that causes a move, voluntary relocation that is not tied to employment.

Check your state's policy for full list of exclusions.

State Policy Variations

Some of the details of the policy may change depending on your state of residence. You may download and review a sample of your state's specific policy prior to purchase. Once you purchase coverage you will be able to view your policy from your account.

Choose your state of residence to download the sample policy.


What is covered?
When can I purchase Pass Protection?
What happens if I need to use my Spot Pass Protection?
When am I covered?

Get Spot

You can purchase Pass Protection through the Ikon Pass website when you purchase your pass. Already have your pass? Call the Customer Support Center at 888-365-IKON to purchase Pass Protection by October 31, 2023.
Visit Ikon Pass

We’ve got you covered.

Looking for injury insurance? Click here to learn how Ikon Pass + Spot Injury Insurance can cover up to $25k of your medical bills if you get hurt on the slopes.

Spot Insurance Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.  
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
© 2023 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. Al., T210 et. al. and TP-401 et al.  The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company.

The plans also contain non-insurance Travel Assistance Services provided by iTravelInsured. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations, and exclusions in the insurance policy, including an exclusion for pre-existing conditions.  The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact International Medical Group 2960 North Meridian Street Suite 300, Indianapolis, IN 46208 USA. Insurance@imglobal.com. +1 (317) 655-9796.

Spot Insurance 500 W 2nd St. #1900 Austin, TX 78701 Spot Insurance Inc. is a licensed agent/broker offering accidental death and dismemberment insurance and travel insurance. Our National Producer Number (NPN) is 18724703. LBS Canada Spot Insurance Inc. c/o Dentons Canada LLP 77 King Street West, Suite 400 Toronto-Dominion Centre Toronto, ON M5K 0A1 Canada LBS Canada Spot Insurance Inc. offers travel insurance. For additional license information, contact legal@getspot.com. For general inquiries, email spot@getspot.com