USA BMX Annual

Pedal harder than you’ve ever pedaled before.

Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — giving you maximum confidence to put the power down.

Purchase Coverage

Yep, you’re covered when you’re on the track.

File a claim

Every lap. Every body.

Coverage Overview


Accident Medical Expense Coverage


Accidental Death


Heart and Circulatory



Who is covered?

USA BMX members who are US citizens and for whom premium has been paid for this plan.

Not an USA BMX member? Click here to join today, and then purchase Spot.

What is covered?

Spot will have your back whenever you are training or participating in during a USA BMX sanctioned event, on any sanctioned USA BMX track for one year from purchase.

When are you covered?

Riding on a sanctioned USA BMX track during a sanctioned USA BMX event.

Learn More


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Get Spot.

Not a USA BMX member? Become one and get covered by Spot.

We’ve got you covered.

Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company. USA BMX is the policyholder for Accident Insurance for all registered members of USA BMX enrolled in the voluntary annual buy-up option, participating in activities sponsored or supervised by USA BMX, including injuries sustained during events or while practicing on sanctioned USA BMX racetracks. Coverage is subject to the terms, conditions, and exclusions of the policy.

Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and disability insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact
(C) 2023 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701