Throw down with confidence — you’re covered.

Our injury insurance policy pays up to $5,000 of your covered medical bills with $0 deductible — so you can push it to the max. The policy costs $12.99 per event day.

Purchase Coverage

Yep, you’re covered every mile.

File a claim

Every time. Every body.

Coverage Overview


Accident Medical Expense Coverage


Accidental Death or Dismemberment


Heart and Circulatory



Who is covered?

Anyone participating in activities sponsored or supervised by athleteReg.

What activities are covered?

Cycling, running, skiing and triathlon events.

When are you covered?

Anytime you’re participating in activities sponsored or supervised by athleteReg.

Where are you covered?

Anywhere in the United States.

Learn More


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Get Spot.

Add Spot at checkout when you register for your event through athleteReg.
Visit AthleteReg

We’ve got you covered.

© 2022 Spot Insurance Inc. All rights reserved. This is a summary of the benefits provided by the policy. Coverage is subject to the policy’s terms, conditions, and exclusions. In the event of a discrepancy between this summary and the policy, the terms of the policy will control. The policy will be made available upon request. Coverage is underwritten and claims are serviced by Sirius America Insurance Company. Outside Interactive, Inc. is the policyholder for Accident Insurance for all registered participants in athleteReg covered activities who elect coverage and pay the required premium.

Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact
(C) 2022 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701