Life is unpredictable. That’s why Spot Trip Protection reimburses your prepaid, non-refundable trip costs if you cancel or interrupt your trip due to a covered reason. It can also reimburse you for unforeseen expenses you may incur if things don’t go as planned. Exclusions apply.
of your insured, non-refundable trip costs are covered if you must cancel or interrupt your trip for a covered reason.
If you booked a trip and purchased the protection plan, you’re covered. All claims are subject to the full terms and conditions of the plan.
24/7 non-insurance travel assistance services are also included. Check your plan document for more insurance benefits and covered reasons. Coverages may vary and not all coverage is available in all jurisdictions. Additional terms and conditions apply.
Trip Cancellation coverage applies if you need to cancel your trip due to a covered reason like family emergencies, sickness, inclement weather, jury duty, military duty, involuntary relocation for work (>250 miles) or involuntary termination from work. Trip delay benefits apply if your trip is delayed due to a covered reason such as common carrier delays, traffic accidents, theft of passports or visas, inclement weather, injury or natural disaster. Plans contain additional covered reasons for trip cancellation and trip delay as well as additional benefits. Please review your plan document for full details.
Coverage begins at 12:01 a.m. the day after the date the required plan cost is received. This coverage automatically ends once you depart on your trip or the time you cancel your trip.
Most coverages end on the last scheduled day of your trip, the day you complete your trip, the day you return from your trip, the day you cancel your trip or the day this plan expires—whichever comes first.
Spot Protection Plan is 7% of the trip cost.
Your trip must be 10 miles or more from your primary residence.
You must report all cancellations of items on your itinerary for which the plan cost has been paid to the travel supplier within 72 hours of the qualifying event.
Trip Cancellation or Trip Interruption for listed unforeseen covered events including, but not limited to:
*Additional terms and conditions apply to all covered reasons listed above. Covered reasons for Trip Cancellation and Trip Interruption are similar, but not identical. Please review your plan document for full details and covered reasons.
Some of the details of protection plans may change depending on your state of residence. You may download and review a sample of your state's specific plan prior to purchase. Once you purchase coverage, you will also be able to view your plan document from your account.