Ikon Pass

Drop in— you’re covered.

Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — giving you maximum confidence to shred harder than ever.

Yep, you’re covered anytime
you’re on the mountain.

Every day. Every run.

Coverage Overview


Accident Medical Expense Coverage



Accident Death or Dismemberment



Who is covered?

All individuals of Mont du Lac who purchase a daily ticket.

What activities are covered?

Skiing, snowboarding, and snow tubing.

When are you covered?

We got your back while you're skiing, snowboarding, and snow tubing.

Where are you covered?

Within bounds at Mont du Lac.

Learn More

How Spot Injury Insurance Works

If you were to get injured—we’ve got you covered.

Our dedicated claims team will guide you every step of the way.

Log in to start your claim


See a full list of FAQs here
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Get Spot

You can purchase Injury Insurance through the Ikon Pass website when you purchase your pass. Already have your pass? Call the Customer Support Center at 888-365-IKON to purchase Injury Insurance. If you haven't received a confirmation email, please contact Spot Customer Success.
Visit Ikon Pass

We’ve got you covered.

Looking for Pass Protection? Click here to learn how to get reimbursed if you can no longer use your pass due to an unforeseen event.

© 2022 Spot Insurance Inc. All rights reserved. Alterra Mountain Company is the policyholder for Accident Insurance that covers All registered, ski and snowboard participants of Alterra Mountain Company’s Ikon Pass participating in activities sponsored or supervised by the policyholder for whom annual/season premium has been paid. Coverage is subject to the terms conditions and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Life By Spot Companies Inc.

Spot Insurance Inc. is a licensed agent/broker offering accidental death and disability insurance policies and travel insurance.Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com

(C) 2022 Spot Insurance Inc. All rights reserved.500 W 2nd St. #1900, Austin, TX 78701