Wilderness Collective

Head out. Way, way out.

Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — so you can make the most of your outdoor adventures. The policy costs $80 for adult trip participants and $8 for child trip participants.

Yep, you’re covered from the trail to the swimming hole.

Chat with us to file a claimPurchase Coverage

Every day. Every adventure.

Coverage Overview

$25,000

Accident Medical Expense Coverage

$5,000

Accidental Death or Dismemberment

$5,000

Heart and Circulatory

$0

Deductible

Who is covered?

All registered adult and child (under 18) participants who have booked an adventure excursion through Wilderness Collective, elect Spot coverage and pay the required premium.

What activities are covered?

Adventure excursions supervised by Wilderness Collective — including motorcycle, utility terrain vehicle, mountain biking and snowmobile activities.

When are you covered?

Spot's got your back, you're covered while participating  in the covered adventure excursion sponsored by Wilderness Collective.

What's the price breakdown?

Spot costs $80 for adult trip participants and $8 for child trip participants. A $29.05 technology fee is included in the cost of adult trip participants and a $3.48 technology fee is included in the cost of child trip participants.


Learn More

FAQs

See a full list of FAQs
here
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Get Spot for your upcoming trip.

You can purchase Spot through Wilderness Collective when you purchase your trip at checkout.
Get Spot

We’ve got you covered.

© 2022 Spot Insurance Inc. All rights reserved. This is a summary of the benefits provided by the policy. Coverage is subject to the policy’s terms, conditions, and exclusions. In the event of a discrepancy between this summary and the policy, the terms of the policy will control. The policy will be made available upon request. Coverage is underwritten and claims are serviced by Sirius America Insurance Company. Wilderness Collective is the policyholder for Accident Insurance for adult and child Participants who have booked an adventure excursion through Wilderness Collective and elect the coverage and pay the required premium and who are participating Policyholder supervised adventure trips including Motorcycle, Utility Terrain Vehicle, Mountain Bike and Snowmobile activities.

Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
(C) 2022 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701