Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — giving you maximum confidence to shred harder than ever.
Accident Medical Expense Coverage
Accidental Death or Dismemberment
Heart & Circulatory Coverage
Deductible
Current season VMBA members. You must be an active VMBA member throughout the duration of your coverage in order to be eligible to submit a claim.
Bicycle (including e-bikes up to 750 watts) related activities, including but not limited to: commuting, individual rides, group rides, training, gran fondos, bicycle maintenance and repair, and mountain bike trail building and maintenance.
Heads up — only racing sponsored by VMBA is covered.
Anytime you’re on a bike. You’re covered for an entire year starting the day you sign up for Spot.
Anywhere in the United States and its territories.
Our dedicated claims team will guide you every step of the way.