USA Cycling Single Day Race License

Every time you're in the saddle — you're covered.

Our injury insurance policy pays up to $17,500 of your covered medical bills — giving you maximum confidence to gobble up the miles.

Yep, you’re covered during sponsored races.

Purchase Coverage

Every time. Every body.

Coverage Overview


Accident Medical Expense Coverage 70% of allowable expenses


Accidental Death or Dismemberment


Heart and Circulatory



Who is covered?

USA Cycling Single Day Race License Members.

What activities are covered?

USA Cycling sanctioned, sponsored or supervised races.

When are you covered?

While participating in USA Cycling sanctioned, sponsored and supervised races.

Where are you covered?


Learn More


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

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Not a USA Cycling member? Join today to get Spot.
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We’ve got you covered.

© 2022 Spot Insurance Inc. All rights reserved. USA Cycling is the policyholder for Accident Insurance that covers all registered one-day licensed members of USA Cycling’s individual event program, (including e-bikes up to 750 watts) participating in worldwide events sanctioned or sponsored or supervised by USA Cycling for whom premium has been paid. Coverage does not apply to any races in the US not sponsored or sanctioned by USA Cycling. Coverage is subject to the terms conditions and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot Insurance Inc.

Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact
(C) 2022 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701