USA Cycling Race

Pedal harder than you’ve ever pedaled before.

Our injury insurance policy pays up to $17,500 of your covered medical bills — giving you maximum confidence to gobble up the miles.

Yep, you’re covered during sponsored events.

Purchase Coverage

Every time. Every body.

Coverage Overview

$25,000

Accident Medical Expense Coverage 70% of allowable expenses

$1,000

Accidental Death or Dismemberment

$5,000

Heart and Circulatory

$1,000-$5,000

Deductible

Who is covered?

Active USA Cycling Race members.

What activities are covered?

USA Cycling sanctioned, sponsored or supervised events.

Race members are not covered while commuting, touring, group rides, training and gran fondos. Events not supervised by USA Cycling are not covered.

When are you covered?

While participating in USA Cycling sanctioned, sponsored or supervised events.

Where are you covered?

Anywhere in the United States.

International Race members are covered worldwide.

Learn More

FAQs

See a full list of FAQs
here
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Get Spot

Not a USA Cycling member? Join today to get Spot.
Join USA Cycling

We’ve got you covered.

© 2023 Spot Insurance Inc. All rights reserved. USA Cycling is the policyholder for Accident Insurance that covers all licensed members of USA Cycling’s annual program, (including e-bikes up to 750 watts) participating in USA Cycling sanctioned or sponsored or supervised events for whom premium has been paid. Coverage is subject to the terms conditions and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot Insurance Inc.



Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
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