Drop in — you're covered.

Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — so you can shred harder than ever.

PHOTO CREDITS:

Coverage Overview

$25,000

Accidental Medical Expense Coverage

$10,000

Accidental Death or Dismemberment

$10,000

Heart and Circulatory Benefit

$0

Deductible

Every day. Every run.

Where are you covered?
Within bounds at Shawnee Mountain Ski Area.
When are you covered?
Anytime you’re participating in activities supervised by Shawnee Mountain Ski Area multi-visit ski and snowboard club program.
What activities are covered?
You’re covered for accidental injuries while participating in any activity sponsored or supervised by the Shawnee Mountain multi-visit ski and snowboard club program. Spot does not cover medical conditions (such as illness), pre-existing conditions or overuse injuries (wear and tear).
Who is covered?
All enrolled participants of the Shawnee Mountain Ski Area multi-visit ski and snowboard club program.
Where do I find more details?
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program
Shawnee Mountain Multi Visit Club Program

Compare your costs with Spot

Do you have primary health insurance?

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Compare your costs with Spot

For everyone, regardless of health insurance status
Medical Costs
With Spot
Spot covers up to $25,000

Covers any doctor prescribed treatment including physical therapy, surgery and hospital stays.
Without Spot
You pay up to 100%
For those with primary health insurance
Medical Costs
With Spot
Spot covers up to $25,000

Covers any doctor prescribed treatment including physical therapy, surgery and hospital stays
Without Spot
You pay up to 100%
Primary Health Insurance Deductibles
With Spot
Spot covers your primary health insurance deductible.
Without Spot
Coverage kicks in after you pay your deductible
Coinsurance
With Spot
Spot covers your out-of-pocket costs
Without Spot
You pay a percentage or fixed fee per service
Networks
With Spot
You choose your doctor or service provider
Without Spot
Choose a network provider, or pay full cost of service

FAQS

What medical costs are covered under Spot?

Spot's plan covers costs from your doctor-recommended treatment plan up to $25,000 for any covered physical injury as long as it is carried out by a licensed medical professional. Your treatment plan could include diagnostic scans, hospital stays, ER visits, surgeries, and emergency transportation. Basically, anything your licensed medical professional recommends that you need to recover from your accident. Unfortunately, your spiritual healer’s plan is on you.

What if I have to submit a claim?

All you have to do is log in to your account to report your accident at myaccount.getspot.com so we can verify your policy information. You can do this even if you haven't received treatment or bills yet. Then, once you get your first bill or Explanation of Benefits, you can file a claim.

Is Spot health insurance?

No, Spot is not health insurance. Spot's plan provides coverage for reimbursement of medical bills incurred for injuries stemming from accidents. As much as we’d like to help you with your stomach flu (drink plenty of fluids!), that's just not our thing. General illness and sickness are not included in your policy coverage.

What is excluded in my policy?

General illness, pre-existing conditions, overuse injuries (wear and tear), and chronic sickness are not included in your policy coverage. Spot only covers accidental injuries that happen while you're participating on the mountain when you’re using your pass.