Powder Mountain Season

Drop in — you’re covered.

Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — giving you maximum confidence to shred harder than ever.

Purchase Coverage

Yep, you’re covered when you’re on the mountain.

File a claim

Every day. Every run.

Coverage Overview


Accident Medical Expense Coverage


Accidental Death or Dismemberment


Heart and Circulatory



Who is covered?

All individuals of Powder Mountain who purchase a season pass.

Does not include Complimentary, Midweek and Waypoint passes

What activities are covered?

Skiing, snowboarding, & snow tubing

When are you covered?

Anytime you’re using your pass.

Where are you covered?

You’re covered while using your pass within the bounds of Powder Mountain Resort.

Learn More


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Get Spot

Add Spot at checkout when you purchase your season pass through Powder Mountain.
Visit Powder Mountain

We’ve got you covered.

Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company. Powder Mountain Resort is the policyholder for Accident Insurance for all enrolled members of Powder Mountain Resort’s current season, participating in skiing, snowboarding, or mountain biking. Coverage is subject to the terms, conditions, and exclusions of the policy.

Spot Insurance Agency Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
(C) 2023 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701