Powder Mountain Bike Park

Drop in — you’re covered.

Our injury insurance policy pays up to $20,000 of your covered medical bills with $0 deductible. So you can have the confidence to shred harder than ever.

Yep, you're covered when you're on the mountain.

Every day. Every run.

Coverage Overview


Accident Medical Expense Coverage


Accidental Death or Dismemberment


Heart and Circulatory



Who is covered?

Powder Mountain day pass holders who opted in for Spot coverage in checkout.

What activities are covered?

Mountain biking activities.

When are you covered?

Anytime you’re using an eligible Powder Mountain day pass.

Where are you covered?

Within bounds at Powder Mountain Bike Park.

Learn More

How Spot Injury Insurance Works

If you were to get injured — we’ve got you covered.

Our dedicated claims team will guide you every step of the way.

Log in to start your claim


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Get Spot

You can purchase Injury Insurance through the Powder Mountain Resort website.
Visit Powder Mountain

We’ve got you covered.

Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company. Powder Mountain Resort is the policyholder for Accident Insurance for all enrolled members of Powder Mountain Resort’s current season, participating in skiing, snowboarding, or mountain biking. Coverage is subject to the terms, conditions, and exclusions of the policy.

Spot Insurance Agency Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
(C) 2022 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701