Outside+

Every trip. Every run. Every body.

Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — so you can make the most of your outdoor adventures. Coverage costs $90 for the year.

Yep, you’re covered when you’re on the mountain.

Chat with us to file a claimPurchase Coverage

Every day. Every time.

Coverage Overview

$25,000

Accident Medical Expense Coverage

$10,000

Accidental Death or Dismemberment

$10,000

Heart and Circulatory

$0

Deductible

Who is covered?

Enrolled members of the Outside+ voluntary annual program who purchased coverage offered by Spot.

What activities are covered?

Skiing, snowboarding, mountain climbing, mountain biking, hiking, road and gravel cycling as well as ski racing activities through SkiReg.com.

When are you covered?

Spot’s got your back while you’re skiing, snowboarding, mountain climbing, mountain biking, hiking, road and gravel cycling as well as while participating in ski racing activities through SkiReg.com.

Where are you covered?

Anywhere in the United States.

Learn More

FAQs

See a full list of FAQs
here
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Get Spot.

Join Outside+ to purchase Spot, then get outside.
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We’ve got you covered.

© 2022 Spot Insurance Inc. All rights reserved. Outside Interactive, Inc. is the policyholder for Accident Insurance that covers enrolled members of the Outside Interactive, Inc’s. voluntary program participating in Ski, Snowboard, Mountain Bike, Mountain Climbing, Road and Gravel Cycling and Hiking as well as Ski Racing activities through Ski Reg.com for whom premium has been paid. Coverage is subject to the terms conditions and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot Insurance Inc.

Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
(C) 2022 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701