NEMBA

Drop in — you’re covered.

Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — giving you maximum confidence to shred harder than ever.

Yep, you’re covered anytime you’re on a bike.

Chat with us to file a claimPurchase Coverage

Every ride. Every time.

Coverage Overview

$25,000

Accident Medical Expense Coverage

$10,000

Accidental Death or Dismemberment

$10,000

Heart & Circulatory Coverage

$0

Deductible

Who is covered?

All citizens or permanent residents of the United States, including individuals holding valid temporary work visas

who are current season NEMBA members.

What is covered?

Bicycle and e-bike (up to 750 watts) related activities, including but not limited to: commuting, individual rides, group rides, training, gran fondos, bicycle maintenance and repair, mountain bike trail building and maintenance and races sponsored and supervised by New England Mountain Bike Association, Inc.

Heads up — only racing sponsored by NEMBA is covered.

When are you covered?

​Anytime you’re on a bike. You’re covered for an entire year starting the day you sign up for Spot.

Where are you covered?

Anywhere in the United States and its territories.

Learn More

FAQs

See a full list of FAQs
here
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Get Spot

Sign up for a NEMBA membership to get Spot coverage, then get shredding.
Join NEMBA

We’ve got you covered.

Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company. New England Mountain Bike Association, Inc. is the policyholder for accident insurance that covers enrolled members of New England Mountain Bike Association, Inc’s Voluntary program, participating in bicycle (including e-bikes up to 750 watts) related activities, including but not limited to: commuting, individual rides, group rides, training, gran fondos, bicycle maintenance and repair, and mountain bike trail building and maintenance, as well as races sponsored and supervised by New England Mountain Bike Association, Inc. for whom premium has been paid. Coverage does not apply to any USA Cycling-sponsored race, or other sponsored races. Coverage is subject to the policy's terms, conditions, and exclusions.

Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
(C) 2023 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701