National Collegiate Rugby

Every match. Every scrum. You’re covered.

Our injury insurance policy pays up to $10,000 of your covered medical bills — giving you maximum confidence when rucking.

Yep, you’re covered when you’re on the field.

Chat with us to file a claimPurchase Coverage

Every member. Every time.

Coverage Overview


Accident Medical Expense Coverage


Accidental Death or Dismemberment


Heart and Circulatory



Who is covered?

All registered members of National Collegiate Rugby —including coaches, officials and referees.

What is covered?

Accidental injuries while participating in NCR-sanctioned activities.

When are you covered?

While participating in any NCR-sanctioned activity.

Where are you covered?

Anywhere in the United States. You’re covered as long as you’re participating in NCR-sanctioned activities.

Learn More


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Upgrade to Spot Pro.

With Spot Pro, you get $0 deductible, $25,000 injury coverage — all for $15 per season.
Upgrade now

We’ve got you covered.

Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact
(C) 2022 Spot Insurance Agency, Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701