National Ski Patrol

Drop In - We got you

Our accidental injury insurance policy pays up to $25,000 of covered medical bills with $0 deductible

Yep, you’re covered when you’re on the mountain.

Purchase Coverage

Every day. Every run.

Coverage Overview


Accident Medical Expense Coverage


Accidental Death or Dismemberment


Heart and Circulatory



Who is covered?

All enrolled certified members of the National Ski Patrol that are U.S. Citizens or holding temporary work visas.

What activities are covered?

Patrolling activities and off-duty mountain activities including skiing, snowboarding & mountain biking

When are you covered?

Spot's got your back anytime you are skiing, snowboarding, or mountain biking - whether you're on the clock or out adventuring on your day off.

Where are you covered?


Learn More


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Already snagged Spot?

Log in to your account to view your coverage, file a claim and chat with us.
Log in

We’ve got you covered.

© 2023 Spot Insurance Inc. All rights reserved. This is a summary of the benefits provided by the policy. Coverage is subject to the policy’s terms, conditions, and exclusions. In the event of a discrepancy between this summary and the policy, the terms of the policy will control. The policy will be made available upon request. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company. National Ski Patrol, Inc. is the policyholder for Accident Insurance for all certified members of the National Ski Patrol for whom premium has been paid, and who are participating in Skiing and Snowboarding or Mountain Bicycling related activities.

Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact
(C) 2023 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701