Accident Medical Expense Coverage
Accidental Death or Dismemberment
Heart & Circulatory Coverage
IMBA members who elect the Spot coverage.
Accidental injuries that occur while you’re on a bike.
Covered activities include training, touring, commuting, gran fondos, on or off-roading, bicycle maintenance and repair, and mountain bike trail building and maintenance. Heads up — Coverage does not apply to any USA Cycling sponsored races.
While you’re on a bike, including e-bikes up to 750 watts.* You’re covered for an entire year starting the day you sign up for Spot.
Anywhere in the world.