Explore the outdoors with peace of mind.

Spot covers your deductible, plus in- and out-of-network medical costs up to $25,000—so you can make the most of your adventure.

Yep, you’re covered during any US HIGHLANDER Adventure.

Chat with us to file a claimPurchase Coverage

Every journey. Every body.

Coverage Overview


Accident Medical Expense Coverage


Accidental Death or Dismemberment


Heart and Circulatory



Who is covered?

All registered participants HIGHLANDER Adventure whose names and emails are on file with the Policyholder.

What activities are covered?

Covered accidental injuries that occur while you’re participating in HIGHLANDER's scheduled multi-day hiking trip events, on the premises designated by the Highlander Adventures.

Where are you covered?

At all HIGHLANDER Adventure events held in the U.S.

Learn More


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

We’ve got you covered.

© 2023 Spot Insurance Inc. All rights reserved. HIGHLANDER Adventure is the Policyholder for Accident Insurance for registered and filed participants, staff and volunteers of HIGHLANDER Adventure participating in activities sponsored or supervised by HIGHLANDER Adventure, including injuries sustained during scheduled multi-day hiking trip events. Coverage is subject to the terms conditions and exclusions of the policy. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. (”the Company”), a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the America 37th Floor, New York, NY 10020. It is currently authorized to transact business in all states and the District of Columbia. NAIC No.19445

Spot Insurance Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
© 2023 Spot Insurance Inc. All rights reserved.
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