Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — giving you maximum confidence to chase your next adventure. Add family members to your Spot account for $60/person.
Accident Medical Expense Coverage
Accidental Death or Dismemberment
Heart and Circulatory
Family members on an annual membership that is paid in full qualify for coverage.
Activities include but aren’t limited to: hiking, camping, skiing (Alpine and backcountry), snowboarding, splitboarding, snowshoeing, nordic/XC skiing, rock climbing (excludes free solo climbing), bouldering (indoors or outdoors), mountain biking, road cycling, kayaking, rafting, trail running, road running, jogging, canyoneering, Alpine rock, snow and glacier climbing, high altitude mountaineering, paddle boarding, surfing, swimming, soccer, tennis and lacrosse.
You’re covered for accidental injuries while you are a current Gravity Haus member in good standing participating in a qualifying activity (see above).
Our dedicated claims team will guide you every step of the way.
For annual coverage you must be a current Gravity Haus member in good standing.
Not a Gravity Haus member? Click here to join today, and then purchase Spot.
Gravity Haus is the policyholder and coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Group. Coverage is subject to the terms conditions and exclusions of the policy. Digital and customer experience is serviced by Spot.