Gravity Haus Family Membership

Drop in on any continent — you're covered.

Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — giving you maximum confidence to chase your next adventure. Add family members to your Spot account for $60/person.

Yep, you’re covered when you're on the mountain.

Every trip. Every body.

Coverage Overview


Accident Medical Expense Coverage


Accidental Death or Dismemberment


Heart and Circulatory



Who is covered?

Family members on an annual membership that is paid in full qualify for coverage.

What activities are covered?

Activities include but aren’t limited to: hiking, camping, skiing (Alpine and backcountry), snowboarding, splitboarding, snowshoeing, nordic/XC skiing, rock climbing (excludes free solo climbing), bouldering (indoors or outdoors), mountain biking, road cycling, kayaking, rafting, trail running, road running, jogging, canyoneering, Alpine rock, snow and glacier climbing, high altitude mountaineering, paddle boarding, surfing, swimming, soccer, tennis and lacrosse.

When are you covered?

You’re covered for accidental injuries while you are a current Gravity Haus member in good standing participating in a qualifying activity (see above).

Where are you covered?


Learn More

How Spot Injury Insurance Works

If you were to get injured — we’ve got you covered.

Our dedicated claims team will guide you every step of the way.

Log in to start your claim

Get Spot


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Not a Gravity Haus Member?

Sign up now and get a year of Spot coverage at no additional cost when you pay for your membership in full. You’re covered starting the day you join.
Visit Gravity Haus

We’ve got you covered.

© 2023 Spot Insurance Inc. All rights reserved. Gravity Haus is the policyholder for Accident Insurance for All registered Annual Dues Paying Members, including immediate family members, of the Gravity Haus mandatory annual program participating in covered activities for whom premium has been paid. Coverage is subject to the terms, conditions, and exclusions of the policy. Coverage is subject to the terms, conditions, and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot Insurance Inc.

Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact
©  2023 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701