Cascade Bicycle Club

Every time you're in the saddle — you’re covered.

Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — giving you maximum confidence to gobble up the miles.

Purchase Coverage

Yep, you’re covered anytime you’re pedaling.

File a claim

Every day. Every ride.

Coverage Overview


Accident Medical Expense Coverage


Accidental Death or Dismemberment


Heart & Circulatory Coverage



Who is covered?

All citizens or permanent residents of the United States, including individuals holding temporary work visas, who are active members members and registered participants of Cascade Bicycle Club enrolled in Cascade Bicycle Club’s Voluntary annual program.

What activities are covered?

Training, group rides, commuting, gran fondos and bicycle maintenance and repair.

Heads up — racing is only covered at Cascade sponsored events.

When are you covered?

​Anytime you’re on a bike, including e-bikes up to 750 watts.*

You’re covered for an entire year starting the day you sign up for Spot.

Where are you covered?

Anywhere in the United States and its territories.

Learn More

Get Spot

You must be a current Cascade Bicycle Club member to qualify for annual coverage.

Not a Cascade Bicycle Club member?

Click here to join today, and then purchase Spot.

Cascade Bicycle Club is the policyholder and coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Group. Coverage is subject to the terms conditions and exclusions of the policy. Digital and customer experience is serviced by Spot.


See a full list of FAQs
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

We’ve got you covered.

Cascade Bicycle Club is the policyholder for Accident Insurance for enrolled members of Cascade Bicycle Club’s Voluntary annual program, participating in bicycle (including e-bikes up to 750 watts) related activities, including but not limited to: commuting, group rides, training, gran fondos, bicycle maintenance and repair, as well as events sponsored and supervised by Cascade Bicycle Club for whom premium has been paid. Coverage does not apply to any other sponsored races. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot Insurance Inc.

Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact
© 2023 Spot Insurance Inc. All rights reserved.
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