Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — so you can make the most of your outdoor adventures. Coverage costs $75 for an entire year.
Accident Medical Expense Coverage
Heart and Circulatory
Accidental Death or Dismemberment
American Mountain Guides Association members who elect Spot coverage.
On and off-duty mountain guiding activities, including but not limited to: hiking, camping, skiing (including backcountry), snowboarding, splitboarding, rock climbing (not free solo climbing), bouldering (indoors or outdoors), mountain biking, kayaking, rafting, trail running, canyoneering, alpine rock, snow or glacier climbing and high altitude mountaineering.
Anytime you’re participating in a covered activity.
Anywhere in the United States.
Our dedicated claims team will guide you every step of the way.
For annual coverage you must be a current AMGA member. Not an AMGA member?
Click here to join today, and then purchase Spot.
American Mountain Guide Association is the policyholder and coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Group. Coverage is subject to the terms conditions and exclusions of the policy. Digital and customer experience is serviced by Spot.