Spot Insurance

Eligibility

All citizens or permanent residents of the United States, including individuals holding valid temporary work visas, who are active members and registered ski, snowboard, snow biking, mountain biking, fat tire biking, paddle boarding, kayaking, nordic skiing and hiking of Tamarack Resort Holding LLC’s voluntary Boundless Pass program participating in activities sponsored or supervised by the policyholder for whom annual/season premium has been paid. Coverage includes 2 days access to Bogus Basin.

Covered Activities

Skiing, snowboard, snow biking, mountain biking, fat tire biking, paddle boarding, kayaking, nordic skiing and hiking within the Bounds of Tamarack Resort.

Policy Details

Covered Accident

A sudden unforeseeable event, independent of disease, sickness and mental of bodily infirmity, that results in a covered injury or covered loss and occurs while you are insured under the policy while participating in covered activities.

First Covered Expense

Must be incurred within 30 days from the date of the accident.

Treatment Time frame for Accident Medical Expense

Benefits paid up to 52 weeks from the date of the accident.

First notice of Loss

Spot must be notified within 30 days after a loss occurs or begins, or as soon as reasonably possible. Use the link below to contact our customer care team, email spot@getspot.com or simply start a claim from your Spot account.

Accidental Death & Dismemberment (AD&D):

Coverage is for death or severe dismemberment as the result of a covered accident resulting from a covered activity.

Heart And Circulatory Malfunction:

Coverage is for death that is the result of heart failure while participating in a covered activity. No coverage for pre existing heart conditions.

Policy Benefits

Accident Medical Expense

$25,000

Accidental Death or Dismemberment

$5,000

Heart And Circulatory Malfunction

$5,000

Deductible

Policy Exclusions

We will not pay benefits for a loss due to or expenses incurred for:

Resulting from suicide, attempted suicide, or intentionally self-inflicted injury while sane or insane (in Missouri, while sane only)
Caused by an act of declared or undeclared war
Received while in the armed service (upon notice to us of entry into an armed service, the pro rata premium will be refunded)
Injury caused by, attributable to, or resulting from the Insured’s use of a Controlled Substance unless administered on the advice of a Physician and taking the prescribed dosage.
Received while acting as a pilot or crew member
Resulting from air travel, except while as a passenger for transportation only
Resulting from the Insured's engagement in or attempt to commit a felony or being engaged in an illegal occupation
Received while under the influence of any controlled substance, unless administered on the advice of a Legally Qualified Physician; or
Received while Intoxicated as specifically defined in this provision.
The cost of eyeglasses, contact lenses or examinations for either
The cost of dental treatment, except as specifically provided for Injuries to sound, natural teeth
Injuries covered by workers' compensation or employer's liability laws
Treatment of a hernia

© 2024 Spot Insurance Inc. All rights reserved. Tamarack Resort Holdings LLC is the policyholder for Accident Insurance that covers eligible participants participating in covered activities to which premium has been paid. Coverage is subject to the terms conditions and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot Insurance Inc.

Tamarack Boundless Pass